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Product Details

Finally, a plan that gives high returns, assures guarantee on maturity and the benefits of insurance!

The Kotak Safe Investment Plan II (KSIP II) lets you benefit from high market-linked growth. By channeling your money into equity funds, KSIP II lets you earn high returns, while at the same time ensuring you Guarantee on Maturity Value.

Unlike other unit-linked plans, KSIP II gives you the benefit of Guaranteed Maturity Value with up to 80% exposure - higher than any other unit-linked product on the market today. This means that regardless of how the markets perform, this plan offers guaranteed amount on maturity.

You simply can’t lose!

If the markets do well, you get the benefit of the high returns. If the markets are in a slump, you still get the GMV.

Basically: bulls you win, bears you win.

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  • Unlimited upside potential with no downside market risk
  • Benefits of systematic investment
  • Flexible risk cover option depending on your needs
  • Add to your investments any time through easy top-ups
  • Tax benefits
  • High liquidity through easy withdrawals
  • Flexibility to pay premiums as per your need
  • Multiple Fund Options

With plans starting as low as Rs. 20,000 p.a., KSIP II caters to investors with varying risk appetites. If you are new to investing, or averse to taking too much risk, then the Kotak Safe Investment Plan II is for you.



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"Kotak Mahindra Old Mutual Life Insurance Ltd. A joint venture between Kotak Mahindra Bank Ltd. and Old Mutual plc.
9th floor, Godrej Coliseum, Behind Everard Nagar, Sion (E), Mumbai - 400 022
Regn no.: 107.
Insurance is the subject matter of solicitation." Disclaimer