Fund Options

Depending on your risk-appetite and tenure, the Kotak Retirement Income Plan (Unit-linked without Cover Plan) offers you a bouquet of funds to choose from – from the completely risk-averse Kotak Pension Money Market Fund to the Kotak Pension Balanced Fund, which gives you up to 60% exposure.

FOR HIGH GROWTH FOR CONSERVATIVE GROWTH TO PRESERVE CAPITAL

Kotak Pension Balanced Fund

  • For the investor who can take moderate levels of short-term volatility
  • The objective of the fund is to hold a diversified mix of equities and fixed-interest instruments

Kotak Pension Fund / Kotak Pension Floating Rate Fund / Kotak Pension Gilt Fund

  • For the investor who is looking to preserve capital and minimize downside risk, with investments in debt and government instruments
  • The objective of the funds is to keep the returns in line with those of fixed-interest instruments, and provide some protection against unexpected inflation increases.

Kotak Pension Money Market Fund

  • For the investor who is looking to protect capital without any downside risks
  • The objective of the fund is to provide 100% security by investing in Cash and Money Market instruments

Risk Exposure Table

Fund Option Equity
(High Risk)
Debt
(Medium Risk)
Cash & Money market
(Low Risk)
Kotak Pension Balanced Fund 30%-60% 20%-70% 0%-20%
Kotak Pension Bond Fund Nil 0%-100% 0%-20%
Kotak Pension Floating Rate Fund Nil 0%-100% 0%-20%
Kotak Pension Gilt Fund Nil 80%-100% 0%-20%
Kotak Pension Money Market Fund Nil Nil 100%



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"Kotak Mahindra Old Mutual Life Insurance Ltd. A joint venture between Kotak Mahindra Bank Ltd. and Old Mutual plc.
9th floor, Godrej Coliseum, Behind Everard Nagar, Sion (E), Mumbai - 400 022
Regn no.: 107.
Insurance is the subject matter of solicitation." Disclaimer