Kotak Guaranteed Growth Fund

• For the aggressive investor who can take higher risks
• The objective of the fund is to provide high level of capital growth. Hence, a significant portion of the portfolio is primarily invested in equities. In this case although the fund may face short term volatility, but in the long term one can be fairly confident of the growth in capital

Kotak Guaranteed Balanced Fund

• For the moderate risk-appetite
• The objective of the fund is to provide moderate growth. Hence, the fund is a well spread out mix of equities and fixed income instruments. In this case the fund is susceptible to moderate levels short term volatility, however in the long run, one can be fairly confident of a moderate growth in his capital

Kotak Guaranteed Bond Fund | Kotak Guaranteed Floating Rate Fund | Kotak Guaranteed Gilt Fund | Kotak Guaranteed Money Market Fund

• For the conservative investor
• For those are primarily concerned about the safety of their money, the fund primarily invests in the fixed-interest instruments like Fixed Deposits, Government securities, etc. The objective of this fund is to preserve capital and minimize downside risk. In this case the fund will show reasonable amount of capital growth with very less volatility.
• Kotak Guaranteed Money Market Fund can start only be used in the last policy year.