Reference Number: KLI/08-09/E-WEB/032
Insurance is the subject matter of the solicitation
All information and material on this site are provided on an "as is" basis, and are without guarantees or warranties of any kind, express or implied. The information herein is subject to change without notice. The information does not purport to be a complete solicitation of offers to buy or sell any policies. Visitors to the site are advised to consult our Life Advisor or independent experts before taking any decisions based on information provided in the site.
The materials and / or information available or obtained at/through this site is/are not guaranteed or warranted in terms of completeness, correctness, accuracy, reliability or otherwise howsoever by Kotak Life Insurance or its directors or employees.
This site is a resource for informational purposes only and is intended, but not promised or guaranteed, to be correct, complete, and up-to-date. Kotak Life Insurance does not warrant that the information contained on this site is accurate or complete, and hereby disclaims any and all liability to any person for any loss or damage caused by errors or omissions, whether such errors or omissions result from negligence, accident or any other cause. Kotak Life Insurance further assumes no liability for the interpretation and/or use of the information contained on this site, nor does it offer a warranty of any kind, either express or implied.
You specifically acknowledge and agree that Kotak Life Insurance is not liable for any defamatory, offensive or illegal conduct of any user. You also specifically acknowledge that any Communication transmitted by you to Kotak Life Insurance via the Internet may not remain confidential or free from interference by unauthorized third parties during its transmission.
Kotak Mahindra Old Mutual Life Insurance Ltd. Registration No.:107. Registered Office: 9th floor, Godrej Coliseum, Behind Everard Nagar, Sion (East), Mumbai – 400 022.
Email: lifeexpert@kotak.com
For more details, please log on to www.kotaklifeinsurance.com
Under Section 41 of the Insurance Act, 1938 states:
41. (1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer:
Provided that acceptance by an insurance agent of commission in connection with a policy of life insurance taken out by himself on his own life shall not be deemed to be acceptance of a rebate of premium within the meaning of this sub section if at the time of such acceptance the insurance agent satisfies the prescribed conditions establishing that he is a bona fide insurance agent employed by the insurer.
(2) Any person making default in complying with the provisions of this section shall be punishable with fine which may extend to five hundred rupees
Under Section 45 of the Insurance Act, 1938 states:
45. No policy of life insurance effected before the commencement of this Act shall after the expiry of two years from the date of commencement of this Act and no policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy holder and that the policy holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclose:
Provided that nothing in this section shall prevent the insurer from calling for proof of age at any time if he is entitled to do so, and no policy shall be deemed to be called in question merely because the terms of the policy are adjusted on subsequent proof that the age of the life insured was incorrectly stated in the proposal.
Hard copy of the necessary information will be provided on request
Kotak Safe Investment Plan II
Insurance is the subject matter of the solicitation. Kotak Mahindra Old Mutual Life Insurance Ltd. Regn No.: 107. Regd address: 9th floor, Godrej Coliseum, Behind Everard Nagar, Sion (East), Mumbai 400 022. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Under this Plan, the investment risk in the investment portfolio is to be borne by the policyholder. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Kotak Mahindra Old Mutual Life Insurance Ltd is only the name of the Insurance Company and Kotak Safe Investment Plan II is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. Tax Benefits are subject to change in tax laws. You are advised to consult your tax advisor to details. This is a unit-linked non-participating endowment plan.
Kotak Safe Investment Plan II UIN 107L021V02 Form No: KSIP07.
Toll Free Number: 1800 209 8800
Hard copy of the necessary information will be provided on request
Kotak Retirement Income Plan (Unit-Linked) – Without Cover Plan
Insurance is the subject matter of the solicitation. Kotak Mahindra Old Mutual Life Insurance Ltd. Regn No.: 107. Regd address: 9th floor, Godrej Coliseum, Behind Everard Nagar, Sion (East), Mumbai 400 022. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Under this Plan, the investment risk in the investment portfolio is to be borne by the policyholder. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Kotak Mahindra Old Mutual Life Insurance Ltd is only the name of the Insurance Company and Kotak Retirement Income Plan (Unit-Linked) – Without Cover is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. Tax Benefits are subject to change in tax laws. You are advised to consult your tax advisor to details. This is a unit-linked non-participating pension plan.
Kotak Retirement Income Plan (Unit-Linked) – Without Cover Plan UIN 107L033V01 Form No: KRULC03.
Toll Free Number: 1800 209 8800
Hard copy of the necessary information will be provided on request
Kotak Smart Advantage
Insurance is the subject matter of the solicitation. Kotak Mahindra Old Mutual Life Insurance Ltd. Regn No.: 107. Regd address: 9th floor, Godrej Coliseum, Behind Everard Nagar, Sion (East), Mumbai 400 022. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Under this Plan, the investment risk in the investment portfolio is to be borne by the policyholder. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Kotak Mahindra Old Mutual Life Insurance Ltd is only the name of the Insurance Company and Kotak Smart Advantage is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. Tax Benefits are subject to change in tax laws. You are advised to consult your tax advisor to details. This is a unit-linked non-participating endowment plan.
Kotak Smart Advantage UIN 107L043V01 Form No: KSAP.
Toll Free Number: 1800 209 8800
Hard copy of the necessary information will be provided on request
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Reference Number: KLI/08-09/E-WEB/032
Insurance is the subject matter of the solicitation. Kotak Mahindra Old Mutual Life Insurance Ltd. Regn No.: 107. Regd address: 9th floor, Godrej Coliseum, Behind Everard Nagar, Sion (East), Mumbai 400 022.
Kotak Safe Investment Plan II UIN 107L021V02 Form No: KSIP07. Kotak Platinum Advantage Plan12 UIN 107L039V01 Form No: KPtAP01. Kotak Retirement Income Plan (Unit-Linked) – Without Cover UIN 107L033V01 Form No: KRUL03. Kotak Smart Advantage UIN 107L043V01 Form No: KSAP.
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Under these Plans, the investment risk in the investment portfolio is to be borne by the policyholder. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
Kotak Mahindra Old Mutual Life Insurance Ltd is only the name of the Insurance Company and Kotak Safe Investment Plan II, Kotak Platinum Advantage Plan, Kotak Retirement Income Plan (Unit-Linked) – Without Cover, Kotak Smart Advantage are only the names of the unit linked life insurance contracts and does not in any way indicate the quality of the contracts, their future prospects or returns. The various funds offered under these contracts are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer.
Kotak Safe Investment Plan II is a unit-linked non-participating endowment plan. Kotak Platinum Advantage Plan is a unit-linked non-participating endowment plan. Kotak Retirement Income Plan (Unit-Linked) – Without Cover is a unit-linked non-participating pension plan. Kotak Smart Advantage is a unit-linked non-participating endowment plan.
Toll Free Number: 1800 209 8800
The hard copy of the required information will be provided on request.